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Bank customers alert! SBI, PNB, ICICI issue THIS important warning – Check here

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Know what Bank are sharing with their customers.

India is currently faced with the second wave of Covid-19 pandemic, which is far more ruthless than the first one. While Indians are already facing issues related to mental, physical or financial health, scamsters are cashing in on their plight with their dubious tactics that are hard to catch in the first place.

Even last year, many fraudsters milked the plight of many, sometimes in the name of help, sometimes in the name of treatment and sometimes in the name of giving help. To protect their customers from falling into the trap, three big banks of the country have issued alerts. The aim here is to make their customers aware of the ways thugs can cheat them.

 

READ MORE :  COVID 19- India records 4,187 deaths, 4,01,078 cases in single day

 

Here’s what SBI, PNB and ICICI Bank are sharing with their customers.

SBI :  Beware of QR code scams 

State Bank of India, the country’s largest bank, has cautioned its customers that you should not scan the QR code at all if you are receiving money because when you scan the QR code, you do not get the money. For this, SBI has also released a video.

PNB : Don’t fall for fake calls or SMS 

Similarly, the Punjab National Bank in the public sector warned the customers that if someone tries to call you or tries to mislead you in one or another way, do not fall for it. Do not get involved in any fake call or SMS. PNB has said that fraudsters have all the ways to mislead you.

ICICI Bank : Share with extra care

ICICI Bank has warned customers not to share banking or any financial information with anyone. ICICI Bank has said that its customers should always remember that bank employees do not ask for details of their account by calling or sending SMS. Only a fraudulent person tries to ask you for a bank detail by phone or by sending an SMS or any link.

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Banks to remain closed for 4 days from tomorrow

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If you have some major banking work, it advised that you check the list of days when banking activities in your branch might not be carried out in account of holiday. This is not a country wide exercise though several states will be observing bank holidays as per their regional holiday list and also weekends coming thereafter. Banks will be closed for 4 days between June 25 and June 30. Bank holidays vary in various states as well not observed by all the banking companies.

Banking holidays also depend on the festivals being observed in specific states or notification of specific occasions in those states.

Let’s have a look at important bank dates when banks will remain closed in the month of June

June 25 – Guru Hargobind Ji’s Birthday (Bank of Jammu and Srinagar closed)

June 26 – Second Saturday

June 27 – Sunday Weekly Holiday)

June 30 – Remna Ni (banks will remain closed in Izwal only)

Holidays of the mentioned days will be observed in various regions according to the state declared holidays, however for the gazetted holidays, banks will be closed all over the country.

If you keep a track of these holidays, you would be able to plan bank transaction activities in a better way. For long weekends, you can even plan your holidays well.

 

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Now, Get Instant Refund For Cancelled Online Tickets. Check Details

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A majority of travellers book their railway tickets from the website of the Indian Railway Catering and Tourism Corporation (IRCTC). If you go by the statistics, then almost 83 per cent of the total reserved tickets are book through the website, as per the IRCTC. However, there is a waiting time of around 42-72 hours in order to get a refund in case of cancelled tickets booked through the website.

Earlier, the IRCTC had launched a feature for the website and mobile app aimed at helping passengers get an instant refund of their cancelled tickets thereby saving a considerable amount of time after the passengers cancels the ticket.

Such a facility offers the freedom with funds to customers to go ahead and make subsequent bookings on the same/next day without waiting for credit of the refund amount into their bank account from IRCTC.

Now, IRCTC has launched a new feature of instant refund to IRCTC Website / Mobile App users using “IRCTC IPay”. Under the new facility, its payment gateway “I-Pay” has been enabled with “AutoPay” feature.

How does the new feature work?

Under this new facility, users will have to allow for debit to their UPI bank account / other payment instruments through a mandate facility which creates a lien on his payment instrument.

The AutoPay feature offers higher reliability of ticket booking through the pre-authorized mandate as it cuts down the time for the users to type in the payment instrument details. It also helps in reducing the refund time for Tatkal bookings for the transactions that remain waitlisted and attract auto cancellation

Under the new system, funds are blocked from the user’s bank account and the debit is processed for the full booking amount only after the confirmed ticket is booked.

If it’s a waitlisted case of Tatkal bookings, where the booking remains waitlisted even after preparation of the final chart then the cancellation charges are only recovered from the transaction while the mandate gets released.

When is the feature most useful?

This new feature makes more sense in cases where a ticket is not booked even after deduction of payment from the user’s Bank or Tatkal waitlisted ticket remains waitlisted even after preparation of chart and waitlist ticket is dropped from the chart. In such cases service charge, cancellation charge and payment Gateway Charges will be deducted from the user’s account.

IRCTC has recently upgraded its user interface of the internet ticketing website of rallways www.irctc.co.in for seamless booking experience.

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Aadhaar card address change online: A step-by-step guide

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Adhaar card has become a really crucial document in India for availing several benefits offered by the Indian government under different schemes. However, for availing many benefits, your address on the Aadhaar card needs to be updated.

If you relocated and want to update your address on your Aadhaar card then we have good news. The Unique Identification Authority of India (UIDAI) recently allowed users to update their address online on the official portal. Also Read: India slams UN Rapporteurs’ criticism of new IT rules, says our democratic credentials are well recognised

In a tweet, UIDAI had said that the Aadhaar Card address can be updated online through Aadhaar Self Service Update Portal at sup.uidai.gov.in/ssup/. All you need to do is upload the required documents on the online portal to update your Aadhaar Card address.

Here’s how to change your Aadhaar card address online:

1. You need to log in to the official portal which is ssup.uidai.gov.in/ssup/.

2. Select the ‘Proceed to Update Aadhaar’ button.

3. Login using your 12-digit Aadhaar card and Verify your details with a security code or captcha code.

4. You will then have to click the ‘Send OTP’ button. The OTP will arrive on the Aadhaar-registered mobile number.

5. Log in to the portal by entering the OTP.

6. Select the ‘Edit Address’ option.

7. Enter details of your new address.

8. After entering the details, you need to upload the address proof which has the new address.

9. Click the ‘Submit’ button, and your Aadhaar card address will be updated in no time.

 

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Covid-19 Stats

24 Jun 2021, 6:31 AM (GMT)

Coronavirus Stats

30,132,958 Total Cases
393,328 Death Cases
29,119,203 Recovered Cases

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